Construction Factoring Done Right

OCF FACTORING COMPANY
- Providing accounts receivable factoring services nationwide
- Over 70 years of factoring company experience
- Up to 97% Advance Rates

WHAT SETS US APART
• Same Day funding on approved invoices
• We do not require a long term contract.
• 97% advance rates; tops in the industry
• Credit analysis on new and existing customers
• Continuous collection management and
   follow up on factored invoices
• Invoice and statement mailing (postage included)
• Account status inquiries anytime;
  24/7 online account access.

Our flexibility allows you to maintain control:
• You select accounts you prefer to factor
   on an invoice by invoice basis.
• You control total factoring costs by only
   factoring on an "as needed" basis.

Up to 97% Accounts Receivable Factoring Advance Rates:
Advance rates are based on overall risk
associated with a particular industry as
well as experience and track record.
We hold reserve accounts to accommodate
industries which typically experience dilution
and that we would otherwise not be able
to service. Advance rates range from
80% to 97% of the gross invoice amount.

Fee Structures:
Fees are determined based on your industry,
the credit worthiness of your customers,
how quickly your invoices turn, and
monthly factoring volume.

OCF provides individualized customer service,
by tailoring our flexible programs to fit the individual
needs of each of our clients. We strive to
be responsive, handling receivables
with speed, efficiency, and a personal touch.

As a client you are assigned one account
administrator who will personally handle
all of your account activity and inquiries.
This gives us the ability to buy your
receivables and get the money to
you within 12 to 24 hours.

Having one person look after your account
also makes it easy for you to decide
which invoices you are going to sell and
when you want to sell those invoices.

Our funding is primarily done by
direct deposit or wire.

OCF has more than 70 years of successful
cash flow and credit management experience,
experience we would love to put to work for you.

To talk with a member of our sales team,
please contact one of our regional offices at:

"We have plenty of business, but what we really need is cash to run our business!"

Have you ever heard a frustrated business owner utter this remark? Or thought it yourself?

What would you say if I told you I could help you or that other frustrated business owner get that cash to keep that cash flowing in your business -- keep your business up and going and running smoothly so that you can do what you do best -- run your business?

construction Factoring is the conversion of a company's commercial accounts receivable into immediate cash by selling those accounts at a discount. What growing businesses need is a form of construction factoring financing that is tied to sales, allowing you to get more working capital, as your company grows. Furthermore, the solution should work for small and mid size businesses that may not have established credit histories, but that have great paying customers. Is there such a solution?

There is a misconception that invoice construction factoring is a kind of loan. This is absolutely wrong, as with construction factoring you pay neither interest nor principal. Invoice factoring is not a loan. The main benefit of invoice factoring is that no liability will appear on a company's balance sheet due to construction factoring; furthermore, it financially revitalizes the business.

Finding a construction factoring company is difficult, but many people do not know what a construction factoring company actually does or provides. If you are in business for yourself, chances are good, you should really understand the concept behind a construction factoring company providing a cash advance via an invoice factoring service.

Construction Factoring companies purchase the invoices, but what does the construction factoring company get for its time and effort? Factoring companies purchase your invoices at a reduced rate. There is another benefit to offering accounts receivable factoring by the factoring company - the business does not have to worry about collecting the debt should the debtor default or renig on the promise of cash later. Of course, no one wants to think debtors will not live up to their end of the deal, but when the inevitable does happen, an invoice construction factoring provider is a good partner to have on your side.

A construction company is like any other company and has many responsibilities towards their employees, customers, vendors, investors and government. They are bound to answer questions or queries that are raised time to time. Unless, they maintain a sound accounting procedure and proper reporting systems they can not fulfill these requirements.